It’s a good thing I have a job now because my house is falling apart.
Not literally, thank goodness, but we’ve had enough things break this past month that I’m in crisis mode. I’m constantly thinking, “What’s next?” About a month ago, the plastic gear in our garage door opener stripped. New garage door opener: $220.
This past Thursday I noticed that it was awfully cold in the house, so SpyDad went out to investigate. After awhile I heard some banging. I hate it when he bangs on stuff. Seriously, if it doesn’t work after the first two bangs, STOP! It turns out that the ignition valve on our furnace went out. New ignition valve with labor: $450.
Yay! Anyone else care to have some of the money we’ve been flushing out of our wallets?
The last thing that sucked money out of my wallet was partly my fault and partly my bank’s fault. We have a joint bank account and separate banking accounts, which tends to help keep the peace in our marriage. I pay bills using out joint bank account, and it works like a charm. You put in the due date, and it gets there on time. No problems. I started using my personal bank account (different bank) to pay a couple of bills on-line again. One of my department store bills came the other day, and I was charged a late fee of $30 for being four days late. Then my Shell gasoline credit card statement came, and I was charged a $40 late fee for being four days late on a $50 payment.
Then I remembered why I stopped using that bank’s bill pay. It seems as though when you put in the date for the payment, it’s the date that THEY send it instead of the due date. I stopped using it about a year ago because of the same misunderstanding and the bank’s refusal to credit me for the late charges. I was pissed then, too. Why can’t it work perfectly like my other bank? WHY, DAMNNIT, WHY? So I was successful in getting the $30 fee, but the Shell credit card fuckers (Yes, I hope you’re reading, Shell) had to send it to their supervisor for review. He took off six whole dollars out of the kindness of his heart. Wow, that’s great. I considered cancelling the card, but I use it to get $0.10 off each gallon I purchase at Shell. So, after about 8 months, I’ll break even on my $34 charge.
Okay, so some of you may be thinking that it’s my own damn fault, and in a way, it really is. But how hard would it have been to put somewhere on the on-line banking screen, “mailing date” instead of “date?” I suppose I just get frustrated when things aren’t standardized. One bank does it this way, and another that way, and you have to remember. On-line banking is supposed to make things easier, not harder.
This completes the Mutha’s bitch session for today. How are you all doing this fine day?